Discover Debt Freedom!

Get Out of Debt and into Wealth

Archive for July, 2015

AALTCI: Mary Ann DeKing Named Top Long Term Care Specialist in USA

Written by admin on Jul 31st, 2015 | Filed under: Press Releases

A suburban Chicago woman who has been assisting consumers all over the country develop affordable plans to address the financial burdens Long Term Health Care has been named the country’s number one Long Term Care Specialist by a national trade and consumer advocacy group.

The American Association for Long Term Care Insurance lists every year the top Long Term Care Specialists in the country. This year, Mary Ann DeKing takes the top spot after a number of years listed at number two. She has become one of the most highly regarded Long Term Care Specialists in the nation. 

Mary Ann DeKing was awarded the top spot by the American Association for Long Term Care Insurance who every year lists the top professionals in Long Term Care Planning (

After a number of years at the number two position, DeKing claims the top spot.  DeKing uses her distinctive approach to helping clients address the physical, emotional and financial burdens Long Term Care places on family and friends.

“I am privileged that so many people allow me to assist their families find affordable solutions. The risk of Long Term Care is high and the costs and burdens to loved ones places tremendous pressures on families. I am honored so many people place their trust in me,” DeKing said.

DeKing has been recognized by the American Association for Long Term Care Insurance (AALTCI) as one of the country’s top specialists since 2010. The AALTCI was established in 1998 and advocates for the importance of Long Term Care planning and supports insurance professionals who market the complete range of planning products. 

Since 2008 DeKing has been a force in the Long Term Care Industry helping thousands of people from all over the country. Licensed in every state, she has been on the forefront of new technology that safely allows consumers see her computer screen while she answers their questions on the telephone. This allows the consumer more flexibility as they can meet with her either at work or at home. 

Very few insurance or financial professionals understand how these products work since they can be complicated and all have different underwriting requirements. DeKing represents all the top insurance companies and can easily explain how the products work and matches the consumer with the best coverage at the best value.  

“Long Term Care Insurance is very affordable. I am able to find the appropriate coverage with the right company so my clients can have an affordable plan to address this risk,” DeKing said.  

“There are thousands of active insurance and financial professionals nationally who market long-term care solutions,” says Jesse Slome, the Association’s executive director. “To be recognized among the leading professionals in the nation is a most important distinction.”  

Long Term Care Insurance has become an important part of retirement planning. The U.S. Department of Health and Human Services says if you reach the age of 65 you have a 70% chance of requiring some type of Long Term Care service in your lifetime ( 

“This means Long Term Care should be a key part of retirement planning. People require Long Term Health Care due to illness, accident or the impact of aging. I help people address these concerns so they have the peace-of-mind knowing that their adult children will remain their children and not their caregivers. Many people I speak with want their families to be loving and supporting and not caregiving. This isn’t a burden they wish on their loved ones,” DeKing explained. 

Also honored this year was Mary Ann’s daughter, Cassandra DeKing who has joined her firm, Plan And Care, Inc. ( Along with Cassandra DeKing, Darlis Kirchhofer and Robin Devitt Allen are also among the top agents in the country at the firm.  

DeKing said since insurance rates in Long Term Care are regulated, every agent uses the same rates for each insurance company. Experience and knowledge of planning is what sets her apart.

“The main difference between me and a financial planner or a general insurance agent is the my level of experience in Long Term Care. I represent the top insurance companies and I can help people using safe screen sharing technology to make it simple and convenient for the consumer to meet with me, learn about their options and ask questions right from their own home or office. I help people find the best and most affordable options from all the top insurance companies. Plus I work with families at claim time,” DeKing added.

DeKing has sent up a website for consumers to learn more how affordable Long Term Care Insurance can be part of a retirement plan. Consumers can contact her for setting up a private consultation: Her office number is 888-778-2905. 


#longtermcare #LTC #retirement 


Personal Security by Fairchild Security, LTD.

Written by admin on Jul 31st, 2015 | Filed under: Press Releases

In these days of terrorist threats, gratuitous violence in our streets and neighborhoods, it’s time for Us to “Step-Up-To-The-Plate” and become more proactive when it comes to protecting our families and loved ones. 

Law enforcement can only do so much. Fairchild Security is dedicated in providing you and your loved ones with a comprehensive selection of non-lethal personal protection products, from Stun Guns and Tasers, to College Dorm Survival Kits, Home Survival Kits, Vehicle Safety Kits & Apartment Survival Kits. 

We also have a complete line of surveillance equipment, and hidden surveillance cameras for the inside and outside of your property and dwellings.  Visit, Today! effective credit repair service and monitoring

Written by admin on Jul 31st, 2015 | Filed under: Press Releases

Welcome to the most effective credit repair service available! We want to thank you for choosing for your needs in credit restoration. So, what are the benefits of credit and why is credit repair so important? 

For starters, did you know most employers check credit rating? 

Having a good credit score can help you get Lower interest rates, better insurance rates, refinance your home or car at a lower rate, better employment opportunities and establish business credit lines. The bottom line is better credit scores lead to more credit at a lower rate. uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. With our daily monitoring you will have peace of mind knowing you secure and in good hands. We look forward to improving your credit rating as quickly as possible. Improving your credit score is as easy as these four steps. What do we offer or cancel anytime guarantee.

  • Free Credit Analysis
  • Unlimited Disputes
  • Cease and Desist Letters to Collection Companies
  • Debt Validation Letters to Creditors
  • One on One Consultation with Credit Professionals
  • No Sign up Fee
  • No Application Fee
  • No One time charge Fee
  • No long term contracts
  • No obligation to Cancel
  • Licensed paralegals available 7 days a week
  • Spousal and military discounts
  • Over 10 Years’ experience
  • 24/7 Customer Support                                                  

What can we work to remove for you.


You will also receive free a package for building a business credit and how can we help you increase your business credit line a total value of $1000 for free from

Pressure BioSciences (PBIO) Showing Significant Potential for Continued Growth

Written by admin on Jul 31st, 2015 | Filed under: Press Releases

Phoenix, AZ (UPTICK Newswire – July 31st 2015) – Months ago Uptick looked at Pressure BioSciences (OTCQB: PBIO), following the release of a Zacks Small-Cap report from April on the company and the award of over a million dollars in grant funding. In going over subsequent news from the company, Q1 earnings, and additional Zacks reports, it is clear that Zacks target goal of $2.50 per share is appropriate, along with the estimation that PBIO shares are highly undervalued. Much of this interest in the company is based on the continued progress that PBIO has made over this time on the development and commercialization of their patented and enabling Pressure Cycling Technology (PCT) platform.

During the past two months, PBIO announced that PCT-SWATH (a cutting-edge lab method that requires PCT as an integral part of the method) is being utilized to identify new protein biomarkers to more precisely classify prostate cancer. This is especially important because patients are typically classified into three groups: low-grade, intermediate-grade and high-grade, and the intermediate-grade category ends up including patients who progress on to high-grade, don’t show progression and are re-categorized as low-grade, or remain intermediate -grade. Dr. Nate Lawrence, Vice President of Marketing, and Sales for the company stated, “this should enable more precise classification, which should lead to better prognosis and treatment.” Prostate cancer is the second most common cancer and the second leading cause of cancer death in American men, per the American Cancer Society (ACS). It is estimated that there will be approximately 220,800 new cases of prostate cancer in 2015, with about 27,540 deaths. Based on current statistics one man in thirty eight will die of prostate cancer. Clearly, PBIO is poised to make an impact in that market, benefiting patients worldwide, while also benefitting stakeholders in the company.

PBIO also noted that their PCT-based sample preparation was being used for selective differential extraction of DNA recovered by cotton swabs, based on a study published in Analytical and Bioanalytical Chemistry, a leading peer-reviewed scientific journal. Mr. Richard T. Schumacher, President and CEO of the company stated, “Future commercialization of this novel, PCT-based method could potentially provide significant new business channels for PBI in important forensic applications, such as touch DNA and rape kit testing.”

Commercialization of the PCT-based method could provide new revenue streams for PBIO based on forensic needs. Estimates suggest there are hundreds of thousands of untested rape kits ready for processing and analysis, not taking into account new kits added to the list of kits needing testing yearly. Forensic uses of the PBIO PTC based method in labs across the US, performing thousands of tests routinely, could potentially account for significant revenue growth for the company, and help fix the un-acceptable backlog of untested rape kits.

Furthermore, PBIO’s PCT based sample preparation solutions have been internationally recognized in Biochimica et Biophysica Acta, wherein the authors provided insights into “possible solutions for biomarker discovery and validation in the field of diabetes research.” These solutions could aid in early discovery, progression, and pathway dysfunction that are vital in improving clinical outcomes. It is estimated that the number of people worldwide with diabetes could increase to a whopping 366 million by 2030.

PBIO’s PCT based solutions were also used in the identification of “multiple molecular pathways in COPD-associated lung cancer were presented at the recent American Society for Mass Spectrometry (“ASMS”) annual conference.” At the recent ASMS national meeting, PBIO showcased their high-pressure instruments and consumables to over 800 visitors, “about 10x more than any previous year,” according to Dr. Lawrence with PBIO. With the amount of potential exposure PBIO received at that event alone, along with the published studies, there is an expectation of strong continuing revenue growth for PBIO.

Beyond PBIO’s advances, there is the matter of funds raised through an initial tranche that are planned to increase the number of personnel in sales and marketing and retire a significant portion of variable priced convertible debt that was taken on during PBIO’s growth. In the March and May  2015 earnings calls, PBIO CFO Dick Thomley reported that revenue from the sale of PBI’s products and services increased 29% EACH of the past two years, from roughly $800,000 in 2012, to $1.1 million in 2013, to $1.375 million in 2014. The company also said it expects revenue to increase by even more than 30% in 2015.

See the full May 2015 transcript here:

All of the above highlights why Zacks continues their bullish stance on PBIO noting record quarterly revenues and expected significant revenue growth. See the full report here:

With PBIOs investment into their sales and marketing departments along with their removal of variable-priced convertible debt, Zacks target price of $2.50 for PBIO should come to fruition. Of course, investors need to do their own due diligence, as there are always risks. However, because of the excellent progress the company has recently made that has not yet been reflected in the company’s stock price, we believe that PBIO presents an opportunity that could lead to strong, perhaps even remarkable investment gains in the very near future.

Media Contact
Everett Jolly, CEO


Written by admin on Jul 31st, 2015 | Filed under: Press Releases

GE Capital Bank, a division of General Electric, excluded thousands of Spanish-speaking credit card customers from a debt-reduction promotion they ran for two years, illustrating a pattern of discrimination resulting in the federal government’s largest credit-card­-discrimination settlement in history.

Over $169 million in fines were ordered to compensate over 638,000 Spanish-speaking consumers who were affected by the exclusion. In a release, CFPB Director, Richard Cordray stated the bureau, “will continue to take action against marketing tactics that trick consumers into buying credit card products they do not want or cannot use”. He added, “Consumers also deserve to be treated fairly no matter where they live or what language they speak.”

The bank ran two promotions from 2009 to 2012 that was aimed to assist cardholders with low credit scores in an effort to catch up on payments. In that time, the bank sent out offers to over 400,000 cardholders, choosing to not inform or include over 100,000 with mailing addresses in Puerto Rico or those who had accounts citing the preference to communicate in the Spanish language.

“The scope of the potential harm, as well as the blatant nature of the discrimination, is particularly troublesome,” Jocelyn Samuels, the acting assistant attorney general for the Civil Rights Division, said during a conference call with reporters.

“These consumers never knew they were missing out on anything and, thus, had no way of recognizing that they were even being discriminated against — which is often the challenge in confronting discrimination,” CFPB Director Richard Cordray said during the call with reporters.

In the final settlement, the bank agreed to contact the credit bureaus to eliminate negative marks on the reports of affected borrowers. However, part of the settlement was that GE Bank would neither admit nor deny any wrongdoing.

The circumstances surrounding the GE settlement has left many in the financial market to take a closer look at their own practices to ensure they are not involuntarily violating any procedures that could be seen as deceptive to their non-English speaking customers. But for one major bank, the remedy to this potential dilemma was a language testing company based in White Plains, NY. The company, known simply as LTI, (Language Testing International), partnered with this bank to certify the professional language competence of its employees who interact with customers in various languages. “This partnership came as a result of GE’s discrimination settlement and their proactive steps and commitment to effectively communicate with their non-English speaking customers.

It may be too early to tell if language testing will become a trend in the banking world but it does seem to be a logical step for the financial market to take in reducing the risk of miscommunicating with its non-English speaking customers.

Best Lip Plumper from CandyLipz

Written by admin on Jul 31st, 2015 | Filed under: Press Releases
 Lip enhancements have gained popularity in the past few years because thin lips are associated with aging. Every decade after the age of 18, the lips start to droop by 1 mm in both genders. By the time you hit 40, your lips may migrate south by as much 4 mm if you are a sun lover, smoker, and/or have a poor diet.

Your lips dictate how youthful you are. Scientists reveal that if you have full lips, your perceived age is 10 years younger even if you have gray hair and wrinkles. Scientists say lips are one of the most sensual areas on a woman’s body and serve as a biological indicator of a woman’s health and fertility.This is why men give more attention to women with fuller lips.

According to CandyLipz inventor, Dr. Thienna Ho, “I invented CandyLipz because after I turned 35, my lips were drooping. Today, I have better lips than the lips I was born with! If you want designer lips, you can have them in minutes. People who use CandyLipz are addicted to plumping so beware.” (smiling with great joy)

CandyLipz won 15 prestigious awards worldwide for technical design of its invention and it is available in 30 countries. It uses a suction element coupled with an advanced patented lip-shaper technology to shape and contour the appearance of the lips beautifully, every time.(see image)

Users on social media outlets have reported CandyLipz semi-permanently enlarged their lips naturally, removed wrinkles around the lips, lifted the corners of the mouth, reduced lip grooves and pits, elevated the Cupid’s bow to shorten the distance under the nose and the border of the upper lip. Dr. Thienna said, “It is all in the design! I had these problems so I had to invent a beauty tool that addressed my aging lips. It took me three arduous years to design and test CandyLipz. It is the world’s first and only clinically proven lip enhancement tool safe for lip plumping!”

CandyLipz is not a tube or cap design as other lip plumping devices on the market. The exclusive design of CandyLipz lip plumper works on the upper or lower lip together or separately and allows users to create a vertical dent on the lower lip if that look is desired.

CandyLipz is all about fun and users get to choose their own lip size! Go as subtle to as extreme as you desire. Currently, CandyLipz is the sole manufacturer of CandyLipz and it is sold online at At her website, you can find authorized resellers from major countries. “Don’t buy counterfeit CandyLipz. They have not been tested and can seriously injure your lips. When it comes to your face, get the real deal”, stated Dr. Thienna.

For more information, you can check out CandyLipz on Instagram @mycandylipz, FB at, and YT at Team is also available to answer any of your questions at

Thank You!

Contact: CandyLipz LLC.
Phone: 415-347-1677
Address: 236 West Portal Ave. # 511
San Francisco, CA 94137
IG: @mycandylipz


Hold your Destination Wedding at Hawks Cay in the Florida Keys, Get-a-QuickQuote Online

Written by admin on Jul 30th, 2015 | Filed under: Press Releases
MAD-Marketing and Hawks Cay Resort announced today that the Wedding QuickQuote application has been implemented on the hotel’s website. Using the industry’s first online “Instant Response” inquiry platform will expedite the lead response process for both customers and staff.

“We wanted a way to best serve today’s bride searching for a hotel and destination wedding venue,” said Andrew Rosuck, Regional Vice President of Sales & Marketing. Our clients are busy working couples, who do much of their research online. We opted to include Wedding QuickQuote on our site because a user can plan their event by selecting various options and within seconds get a customized tentative proposal.”

“Our Wedding Specialists always strive for the highest level of service and creativity,” said Jennifer Tacey, Senior Catering Sales Manager. “Our success is built on the personal relationship we build with each client. With the Wedding QuickQuote our office is now equipped to provide an immediate response at any time of the day or night. The pick-and-click format displays our specialized wedding packages and amenities. Fun to use, this new service ignites the bride’s imagination and allows her to plan her own special day, without having to wait for a response.”

“Waiting for a reply is the most common complaint from online users and we recognized the need to change the standard request process.” said Madeline Daryadel, creator of the Wedding QuickQuote and former Director of Social Catering at the Bonaventure. “I never met a bride that didn’t want an answer yesterday and with Wedding QuickQuote the reply to date availability and cost is immediate. The response is personal because it is based on the client’s selection of menus and amenities.”

About Hawks Cay Resort

Hawks Cay Resort is the premier destination in the Florida Keys. The 60 acre resort boasts 177 guestrooms and 225 two and three bedroom villas, a full service marina, Five restaurants, saltwater swimming lagoon, five swimming pools, Coral Cay Activity Center and the award winning Calm Waters Spa. Voted The Knot’s Best of Weddings pick in 2013, guests enjoy a wide variety of water sports, fishing, diving, kayaking, kiteboarding, standup paddle boarding, Cliff Drysdale tennis program, Segway tours and swim with the 5 live Dolphins onsite at the Dolphin Connection. For more information about Hawks Cay Resort, visit or call (877) 484-9342. To get a Wedding QuickQuote visit Hawks Cay Resort Wedding QuickQuote Vanity Site.

About Wedding QuickQuote

Established in the late 1990’s, as MADSearch, the company was renamed MAD Marketing when it joined with Cendyn in 2005. Madeline Daryadel recently became President and the company continues to be a dedicated partner to the hospitality community. Always a step-ahead the Wedding QuickQuote™ is now mobile/tablet friendly offering a 90 Day Trial. Visit Wedding QuickQuote for more information and a video presentation. Offers One-Stop Database of Car Shows in North America

Written by admin on Jul 30th, 2015 | Filed under: Press Releases

Under The Sun Promotions Inc provides free portal for car show promoters and enthusiasts 

Boca Raton, Florida – Under The Sun Promotions Inc is excited to offer free listing and promotional services for promoters of car shows, festivals and events in North America – available now at 

CarShowsEvent offers promoters an easier way to get the word out and attract quality, qualified vendors and attendees – all for free! 

Equipped with an arsenal of social media sharing capabilities and the ability for others to rate and add events to personal calendars, the dedicated portal is gearing up to become the most comprehensive database of car events, festivals and shows in North America. 

Events are listed on a convenient calendar, along with dates and time schedules to help promoters show interested attendees the overview of the day. There’s even space to add videos and more information to really drive the promotion. offers listings for antique car shows. auto shows. classic car shows, swap meets, cruiseins, vintage truck shows, muscle car shows, vintage bike shows, classic car events, classic car auctions and muscle car shows. 

Speaking on the website, owner Larry Burdgick said, “We feature the biggest and the best cars shows, car auctions and Cruiseins in the country and we include a full description of the car show including dates, times, entertainment, website, video and location.” 

“As a car enthusiastic and show promoter myself, I’m really happy to offer this service to fellow promoters and car fans!” 

To list car events, car shows, festivals and more, visit today. Car fans can also sign up the newsletter to stay in the driving seat on new shows and events. 

Follow on Facebook & Twitter for up-to-the-minute announcements.



Car Show News Magazine:



Written by admin on Jul 30th, 2015 | Filed under: Press Releases



Contact: Dominique MARCOTTE

Title:       CEO of World Day Deal

Phone:     +1 (514) 525 2011





Innovative Solution is Affordable for Everyone

Montreal, Canada – August 3, 2015 – A passionate team in Montreal has announced a new project that will revolutionize the way the world buying. The innovative Social regroupment buying solution is called World Day Deal. It’s a simple and affordable way to gain access to the better price directly from the Fabric at wholesale prices anywhere at any time. To complete development of World Day Deal, the company has promote to Facebook and mass Mailing

This high performance platform has accept buyers from all the World and make delivery around The World. Individuals in California can buy the Products feed of what is going on in Vietnam with ease. People now have the option to have the Best prices of the world. Users have access to 7 different languages. In addition, the versatile platform can be split across multiple media devices such as Smartphones, tablets, and PC.

With advanced technology, the use of the Internet is the reason this is possible with such and Free subscriptions. Families do not have to worry about Save Money, binding contracts, or high cost anymore. The future of Social Buying is On World Day Deal.

The very heart of the company is to bring International Culture to the world. However, they need help to make this possible. To make a Registration, please click here or visit the Web site enjoy the service at a very advantageous price as a “thank you” for the support.

About how people can help this innovative solution on Facebook, and other social networks. Let others know how they can get their own subscription!

Easiest Way to Remove/Bypass iCloud Lock for iPhone 6,5S,5C,5,4S and iPad Air Online

Written by admin on Jul 30th, 2015 | Filed under: Press Releases

If you need to remove and bypass iCloud lock because you bought an iPhone 6, 5S, 5C, 5, 4S or iPad Air on eBay or craigslist and you want to know if you can remove icloud lock or bypass icloud lock you are reading the right article. If the device has already been erased, but is still linked to the previous owner’s account, you’ll be prompted for the previous owner’s Apple ID and password during the device setup and activation process and remove and delete Activate iPhone Screen.

iCloudRemover company says that this service will be helpful to users that have purchased an used iPhone that’s tied to an iCloud account, and are not able to contact the seller of the phone to disable Bypass iCloud Activation Account Lock.If you searching for a solution on how to Remove iCloud Lock iOS 8.3/8.4/8.1.3  8.2 or iOS 8, 7 and Others?? Today is the end of your Apple iCloud Lock Removal problem. iCloud Remover is a company that offers iCloud Remove and Bypass Lock services to all models of iPhone 6,5S,5C,5,4S and iPad Air 4,3,2 including the latest iPhone 6 and iPhone 6 Plus, believes that everyone is entitled to upgrade one’s phone to the latest firmware without bricking it.

To Remove and Bypass your iCloud Account Activation Lock please visit the company’s official website:

The iCloud Remover Service removes the lock for an iCloud account, it bypass icloud activation and the need to enter an iCloud username and password when you either forget or don’t have the iCloud log-in details. Is the simplest iCloud Activation Lock Removal Ever for iPhone 6, iPhone 6+ , iPhone 5S, iPhone 5, iPhone 5C, iPhone 4S, iPhone 4 and iPad Air/Mini 4,3,2.The anti-lock feature has been quite effective, as law enforcement officials in the U.S. reported that the feature has helped in significantly reducing iPhone theft in major cities. We have come across several cases where users who have purchased used iPhones, and have been stuck with an usable iPhone because the previous owner has forgotten to turn off the Find my iPhone feature before shipping the device.

iCloudRemover company that has announced a new Bypass iCloud Activation Lock and Bypass/Remove/Delete Activate iPhone Screen or Activation Screen Lock which will allow users to remove Apple’s Activation Lock security feature. The service  is low cost and in no more than 48 h you iDevice is icloud removed. This will remove and bypass iCloud Lock for anyone who has a device stuck on it, whether you are locked out of your own unit (and are in a place like Saudi Arabia which has no Apple Store to present invoice), or you bought a unit second hand from a seller who didn’t remove their iCloud login from.