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	<title>Comments on: Do &#8220;The Baby Steps&#8221; or &#8220;The Wealth Cycle&#8221; really work for everyone?</title>
	<atom:link href="http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/</link>
	<description>Get Out of Debt and into Wealth</description>
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		<title>By: James Smith</title>
		<link>http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/comment-page-1/#comment-253</link>
		<dc:creator>James Smith</dc:creator>
		<pubDate>Fri, 11 Apr 2008 01:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/#comment-253</guid>
		<description>Talking about Online Loan and credit cards, I think you should see this &lt;a href=&quot;http://www.onlineloanresources.com/ &quot; rel=&quot;nofollow&quot;&gt;Payday Loans Online &lt;/a&gt; site, which offers all sorts of personal loans for your needs. It is a personal loan resources and financial services portal plus an online directory for financial products and services. Through OnlineLoanResources.com, Obtaining personal loans or financial services is as easy as 1 - 2 - 3.</description>
		<content:encoded><![CDATA[<p>Talking about Online Loan and credit cards, I think you should see this <a href="http://www.onlineloanresources.com/ " rel="nofollow">Payday Loans Online </a> site, which offers all sorts of <a href="http://www.discoverdebtfreedom.com/paychecktoday" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/paychecktoday';return true;" onmouseout="self.status=''">personal loans</a> for your needs. It is a <a href="http://www.discoverdebtfreedom.com/cashnetusa" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/cashnetusa';return true;" onmouseout="self.status=''">personal loan</a> resources and financial services portal plus an online directory for financial products and services. Through OnlineLoanResources.com, Obtaining <a href="http://www.discoverdebtfreedom.com/paychecktoday" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/paychecktoday';return true;" onmouseout="self.status=''">personal loans</a> or financial services is as easy as 1 &#8211; 2 &#8211; 3.</p>
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		<title>By: Fielding J. Hurst</title>
		<link>http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/comment-page-1/#comment-222</link>
		<dc:creator>Fielding J. Hurst</dc:creator>
		<pubDate>Tue, 08 Apr 2008 20:56:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/#comment-222</guid>
		<description>Logic and commonsense tells us that living on less than you make is a good plan.  Keep it simple.  

FJH
daveramseyguru.com</description>
		<content:encoded><![CDATA[<p>Logic and commonsense tells us that living on less than you make is a good plan.  Keep it simple.  </p>
<p>FJH<br />
daveramseyguru.com</p>
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		<title>By: Fielding J. Hurst</title>
		<link>http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/comment-page-1/#comment-194</link>
		<dc:creator>Fielding J. Hurst</dc:creator>
		<pubDate>Mon, 07 Apr 2008 17:23:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverdebtfreedom.com/2008/04/07/do-the-baby-steps-or-the-wealth-cycle-really-work-for-everyone/#comment-194</guid>
		<description>The initial baby emergency fund is to keep you from going back into debt or going back to the pay day loan place.  It&#039;s meant to break the cycle.  If you paid pay day loans before having the $1000 and your car breaks down, you&#039;ll just be right back at the Payday loan place doing more of the same.

No assumptions.  If you don&#039;t have a house or kids, you skip those steps.

FJH

Baby Steps - http://www.daveramseyguru.com/the-dave-ramsey-baby-steps-will-change-your-life-if-you-just-apply-them-your-only-other-option-is-to-stay-in-debt-and-keep-doing-what-you-have-been-doing-financial-guru-dave-ramsey-is-mentor-to-th/</description>
		<content:encoded><![CDATA[<p>The initial baby emergency fund is to keep you from going back into debt or going back to the <a href="http://www.discoverdebtfreedom.com/paychecktoday" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/paychecktoday';return true;" onmouseout="self.status=''">pay day loan</a> place.  It&#8217;s meant to break the cycle.  If you paid <a href="http://www.discoverdebtfreedom.com/paychecktoday" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/paychecktoday';return true;" onmouseout="self.status=''">pay day loans</a> before having the $1000 and your car breaks down, you&#8217;ll just be right back at the <a href="http://www.discoverdebtfreedom.com/cashnetusa" style="" target="_blank" rel="nofollow" onmouseover="self.status='http://www.discoverdebtfreedom.com/cashnetusa';return true;" onmouseout="self.status=''">Payday loan</a> place doing more of the same.</p>
<p>No assumptions.  If you don&#8217;t have a house or kids, you skip those steps.</p>
<p>FJH</p>
<p>Baby Steps &#8211; <a href="http://www.daveramseyguru.com/the-dave-ramsey-baby-steps-will-change-your-life-if-you-just-apply-them-your-only-other-option-is-to-stay-in-debt-and-keep-doing-what-you-have-been-doing-financial-guru-dave-ramsey-is-mentor-to-th/" rel="nofollow">http://www.daveramseyguru.com/the-dave-ramsey-baby-steps-will-change-your-life-if-you-just-apply-them-your-only-other-option-is-to-stay-in-debt-and-keep-doing-what-you-have-been-doing-financial-guru-dave-ramsey-is-mentor-to-th/</a></p>
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